
Equipment Lease
Determining what kind of equipment lease
you choose is very important to the way you approach leasing. Many leasing companies
try to offer "one size fits all" forms of equipment leasing, but we have found
that this approach rarely works, and in fact leads many lessees to discover Access.
Customization is the name of our game when it comes to equipment leases, and here
are just a few of the options we offer our clients.
Flexible Payment Schedules or Skip Lease Not every business
creates cash flow at the same rate every month of every year. In fact, if you
are an entrepreneur, you understand that this is rarely the case. With an equipment
lease from Access, you can be assured that your payments can be structured to
place payments heaviest during the good months, and lightest during the "not so
good" months. We have worked with thousands of
seasonal businesses in the past, including tourist companies, agricultural companies,
and construction. We have the experience to customize an equipment lease for you.
Various Leasing Types
Not every piece of equipment deserves the same kind of equipment lease.
This is why we offer various buyout, term
and payment options to ensure your equipment leasing experience is
satisfying. As an example, for computer
leasing or equipment which becomes obsolete, we typically suggest
a True or Operating lease, simply because it makes sense. This lease typically
is for equipment which will definitely be replaced at end of term (as
is often the case with a medical
equipment lease), so a buyout is rarely added on the lease.
The Finance and/or Capital Lease The finance or capital lease
is the choice for companies who would really prefer to own their equipment once
the equipment lease has completed, but would prefer to use the power of leasing
to obtain their equipment today. The cost savings
and cash flow budgeting features of a lease can definitely be helpful for controlling
your finances, and the Capital Lease typically allows you to buy the equipment
out for a nominal cost, such as $1.00. Plus, a capital lease does not stress your
credit as a loan would, which frees up your credit for important day to day activities.
Sale-Leaseback One of the most popular, yet unique forms
of equipment lease, is the sale-leaseback form. This allows companies which have
already purchased their equipment to effectively "lease it back", in order to
raise cash for investment or day-to-day purposes. This works well, as the depreciation
falls on the leasing company, and not your company. An excellent choice for a
smaller company just beginning to establish itself.
Of course, this is merely a primer of the types of equipment lease that Access
offers. To see more leasing types, click here.
To find out more about Access Equipment Leasing,
please contact us here, or at our toll free
number below. To apply for a lease online, click
here, or get a quick lease quote here. Access
Equipment Leasing 582 Sutter Street San Francisco,
CA 94102-1102 |