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Equipment Lease Financing

In today's hectic business world, leasing has become a foundation for many different businesses's success. In fact, without leasing, many businesses would be unable to get off the ground because high start-up costs for purchasing equipment is often prohibitive, and few lenders are willing to offer creative business financing to new companies.

However, because people usually associate leasing with vehicle leasing, many new business owners are hesitant to explore any equipment lease financing options, which in some cases do include non-conforming business financing. We are here to tell you that we offer equipment lease financing to a variety of businesses. From vehicles to computers, we can offer you excellent equipment lease financing so that you can get your business started today! Access is your equipment financing company.

Buying vs. Leasing - what's the difference?

If you want to purchase all of the equipment you need get your business started, then you will have to spend a lot of money upfront. This means that you max out your savings, get another mortgage on your home for its equity, use your credit cards to finance the business or get a bank loan. None of these options are advantageous and here's why:

• If you have to use your savings to finance your business, you may take a heavy loss that can cripple you financially if your business is not as successful as you had imagined it would be.
• If you take out another mortgage on your home to finance your business, you are placing your safety and your family's safety at risk. What happens if you can't make the mortgage payments because your business isn't bringing in the money you thought it would? Then you have placed your home at risk, and without money to make the mortgage payments, the bank may start foreclosure proceedings against you.
• People who decide to purchase all of your startup equipment through your credit cards might be surprised that this is also a bad idea. The high interest on credit cards can end up costing you far more money than you thought it would. Credit cards can come in handy in business, but if you have to put thousands of dollars worth of purchases on your cards and are unable to pay off the debt each month, you will end up accruing vast amounts of interest. Any financial advantage you thought you had will soon disappear.
• A traditional bank loan is another common form of financing for new business owners. However, banks make it very difficult for a person to secure a bank loan, especially for a new business. And, unless you have collateral to secure the loan, the bank will not give you the loan.

Why equipment lease financing is a better option

With our equipment lease financing program, you will not have to mortgage your home, max out your credit cards or use all of your savings to get your business off the ground. Instead, you will only have to make monthly payments for the use of the equipment. Plus, because you are not paying for the purchasing value, you will be able to afford better equipment than if you had purchased the equipment. And, all of your lease payments are tax deductible! Contact us today for more information on how our equipment lease financing program can help you.

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Access Equipment Leasing

582 Sutter Street
San Francisco, CA
94102-1102
Call Toll Free: 1-800-409-5594